Renters Insurance-What is it and do you really need it

Renter's insurance is spoken about regularly at AAA Realty LLC. In fact if you are a tenant of AAA Realty LLC, you would have heard all about it in our pre move in movie, that all adults must watch before taking possession of one of our managed homes.  Here in this blog, we will expand on renters insurance and give you many reasons that you should no be without it.

1.  If there is a fire or a broken pipe in the home and any or all of your personal items are ruined, you will have no recourse without an insurance policy to protect your things.
2.  If someone falls while on the property or in your home, even though you don't own the home, you can be found liable and be sued.  If you don't have insurance, you have no protection from that at all.
3.  If your home is broken in to and things are stolen, you have no recourse.  It can be quite costly to replace lost items.
4.  The cost is very reasonable.  You should never be without it, period!

Now hopefully you are convinced to buy the insurance.  How and where are most likely your next question.  There are sites online that will give you lots of free quotes.  Don't skimp on the coverages.  The cost is so minimum.

Next you want to take pictures of all your belongings.  Video works great too.  You want to be able to document all your things so if a loss occurs there is no question as to whether you had them or not.  Keep your receipts too.  Keep copies of all these things on a "cloud" somewhere.  A cloud is storage on the internet.  If your computer is a loss, you will always still have access to everything on your "cloud".

Bottom line is that your stuff should be protected and you should also be protected from any liability issues that could arise. This is it.  I hope that I have clearly presented you with a good argument as to why you should have this valuable insurance and you don't put it off.

Check out our website at http://www.aaarealtyllc.com/ for more great articles and other real estate information.

Cheers For Now,

Tammy Rodriguez
Broker/Owner AAA Realty LLC