We Need Rental Properties!

After just placing over 20 homes in the last 30 days, we are desperate for more homes to rent.  This sounds like a good problem to have but actually from our standpoint, it is not.  We have done a steller job of marketing our properties and have between 50-75 leads calling and emailing us daily for rental properties and we are having to turn them away.  That is not a good position to be in for us.  We are seeking properties that are ready for move in so that we can fill the need. 

Our system of marketing is second to none.  You can check us out on the web at http://www.aaarealtyllc.com/ for more information.

Cheers for now,
Tammy Rodriguez
Broker/owner  AAA Realty LLC

Property Management- Is it for everyone?

If you are a Realtor, you can be a property manager, legally. So does being a Realtor qualify you as knowing the business. What does property management and Real Estate have to do with one another? 

Doesn't it seem almost rediculous to think that being a licensed real estate agent is the criteria for being a licensed property manager?  That's what happens! So you have real estate agents that are slow, hungry and use the time to try and offset some income loss by trying to manage a few homes. Sounds reasonable right? You are mistaken to think that you download some marking software, put a tile out saying you are now in the property management business and then expect to do a good job or even a half way decent job. Its just not as easy as you would think.

Ask before you hire your next property manager some of the following questions:

How long have you been managing properties?

How many properties are you currently managing?

How many full time employees do you have working in property management?

How do yow market your properties for rent?

Do you personally show the properties or do you send someone to the property with a key or lock box code?

What is your tenant screening process?

How do you deal non paying or late paying tenants?

Tell me about your inspections? Move in, out and in between?

What about repairs?

This is only a small sampling of questions that should be asked. If you don't get some good solid answers, keep going.

This is a highly specialized business. It doesn't leave a lot of room for mistakes. There are so many aspects that needs to be right that a lot of expertise in a lot of areas is critical to the success of an investor.

We pride ourselves as professionals at property management. But please don't take my word for it. Learn more about AAA Realty LLC and our property management business by going to WWW.aaarealtyllc.com

Until next time,

Tammy Rodriguez
Broker/owner
AAA Realty LLC

ABWA Heels For Higher Education Was A Success

This past Saturday, February 19th, Lehigh Acres Chapter of ABWA held it's First Annual "Heels For Higher Education" walk at the Veteran's Park.  We had 3 teams of 4 that walked a total of 6 miles to raise money for scholarships.  It was a first time event and we are sure that due to it's success, next year this event will grow to a much higher scope as we showed the community that this event could be pulled off successfully. 

This is how the event worked.  Three teams of four were started at a particular point.  Each team member was given a 1,2,3 or 4.  Each person with a number one, started around the track. They walked in heals carrying a briefcase.  They then came around to the starting point and handed off the briefcase to number 2 on their team.  This continued until all 4 went around and made it to the finish point.  Trophies were awarded to the two fastest teams as well as who raised the most money. The first place winner was our team, dubbed the AAA Dawgs for AAA Realty LLC.  The trophy proudly sits on our front counter. 

It's events like this that make a community join together and accomplish things.  Upcoming events in Lehigh Acres include the spring festival.  This is a yearly event that takes place at the Veteran's Park and is the biggest event that Lehigh Acres puts on every year.  This year it is March 18-26, 2011.  To get more information on this upcoming event, go to www.lehighspringfestival.com

As always, we welcome you to check out us on the web at http://www.aaarealtyllc.com .  I am running for the Honorary Mayor of Lehigh Acres for 2011.  To help me go to http://www.tammyformayor.bbnow.org to be part of my campaign.

Cheers for now,
Tammy Rodriguez
Broker/Owner AAA Realty LLC

Does It Make Sense To Do a Short Sale On My Home and What Is a Short Sale Anyway?

A Short Sale is simply "selling your home for less than is owed".  If you have a home and you owe more than the home could sell for right now, you could be eligible for a short sale.  It sounds real simple but it is not simple at all.  If a short sale is not handled correctly, you can be in a heap of trouble.  If the Realtor handling the sale does not have experience with short sales, you can be find yourself with a foreclosure and not even know what hit you.  We have seen where on one hand a lender has "approved"  a short sale while the attorney handling the case for the foreclosure, has sent the file to the courthouse to sell it at auction and the house is gone.  Foreclosure on your record now and good luck trying to buy again for the next 7 or more years.  It is a financial disaster.

A short sale can be a more positive option to foreclosure and it has successfully been accomplished over and over.  It just needs to be handled responsibly to have a chance of success.  How?  Having knowledge of the process and then cooperating with all the steps involved will give you a good chance of success.

You should never pay someone to handle a short sale for you.  The Realtor and the negotiation company if one is used, will be paid by your lender at the closing of the property.  Some negotiation companies will charge a buyer a fee at closing but you should never have to pay them from your pocket.  Sure there are companies out there trying to charge you but that should be a red flag to you of a possible rip off.  You have enough issues to be dealing with just the realization that you are losing your home in the first place is due to a financial hardship.  Giving away more of your hardearned money is not going to help you.

Understand that you will have to provide lot's of information to your Realtor.  This will be used to help you "qualify" for the short sale from your lender.  You really do have to qualify.  The process is much like when you purchased the home and had to qualify for the loan.  You will need to provide at least the following:

• 2 years tax returns
• 2 months bank statements
• Last two paystubs
• A hardship letter
• Last mortgage statement
• Authorization to contact lender on your behalf
• Financial Statement

We need to show the lender that you had a "hardship", that something changed from when you first purchased the property to now.  Just saying the the home is worth less than you paid for it in itself is not enough to make a case for a short sale.  We need to prove to them that something happened since you purchased it ie: death, divorce, loss of job, change of income, sickness, that led to your current position of not being able to keep up with the payments. 

We at AAA Realty LLC use an attorney owned Title Company, Winged Foot Title, to negotiate our short sales.  Not that we are not capable of handling them but instead it is due to their expertise and daily routine of handling them that we choose to have Winged Foot Title.  They are a local firm and it's what they do all day long.  They are great at it and they get it done!  We want to focus on getting your property sold, marketing it and showing it to as many people as it takes to sell it and so we do our job and they do theirs.  It's a great relationship built on trust.

So what about after the short sale?  Will you have repurcusions.  This is a difficult question to answer.  The best way to answer it is, there could be.  However if your alternative is a foreclosure, your repurcusions if any should be dramatically less than with a foreclosure.  Each case is different and a consultation with a good attorney would be advised. 

For more information on your situation, contact us for a free consultation.  You can call us toll free at 1-888-243-1720 or check us out on the web at http://www.aaarealtyllc.com/

Cheers for now,
Tammy Rodriguez
Broker/Owner AAA Realty LLC

Do Cages Work To Keep Your Air Conditioner or Water System Safe?

Picture is worth a thousand words.  It is not to say that you will or will not be helped by having a cage as a deterrent but this one doesn't to have appeared to help much. The problem is, the cage enables a perpetrator to get to the parts from the ac system.  There are systems that are better than this one and we have seen some of them work successfully.  The bars need to be very close together to be effective. 
The weakness then is just the door or locking mechanism that must be in place to be able to work on the unit. 

Our advice is to remove the unit as soon as you know the home is vacant and have them stored off site.  Some owners will have them removed and put in the garage.  Thisbeing less effective,  is being found out by perpetrators as they enter the home looking for the air handler or other things in the home.  Having the items stored in another location is usually a better decision.

The key is also to make the home look occupied if you choose to leave your appliances and or outside equipment in place.  Talk to your neighbors.  They can be your biggest deterrent.  It would be a shame if you spent the money to put a cage in place like the one shown, only to lose the equipment anyway.

For more information on how to protect your equipment, check out our website at http://www.aaarealtyllc.com/

Cheers for now,
Tammy Rodriguez
Broker/Owner

My house is on well water and has a septic system

Having your home on well water and septic is not necessarily a bad thing but you must have the knowledge of what it means as far as care and upkeep and be willing to do the upkeep or pay the professional to do it right.

With a well drilled inyour yard, it means that your main water source is coming from the ground in your yard. No lengthy pipes from a aquifier or other public water source to be concerned with. In most cases they have high content of clorine as a disenfectant that you ingest or take in your pours as you shower. That can have its own special problems and is not what this blog is about. We are addressing well water. 

The water comes from your own well but the water quality can vary from place to place and can be different from the next door neighbors. The depth of the well, the rocks that surround it and the amount of minerals can vary greatly from one lot to the next. How it is determined as to what is needed for a treatment for your particular water can only be accomplished through testing the water. Then depending on the results, a recomendation can be made as to the best course of action for treatment.

SW FL water is hard. So a softener is first priority. If you don't soften the water your laundry will be affected.  You will utilize more soap, it won't clean well and willyellow whites. As you shower, you will feel chalky and won't feel clean. Your hair will be knotted and shampoo won't feel like it is cleaning. A simple water softening system that conditions whole home is how this is accomplished. The water comes from your well, runs into a tank that is filled with a resin material. The sesin material attracts the hard molecules from the water and allows it to trap the hardness within the resin beads but releases the soft water out of the tank.  The resin can only hold so much of the hardness before it needs to lose that hardness and be recharges to handle more. This is where the process gets more compicated.  The systems are set to backwash themselves.  This needs to be set by a timer to do so when it needs to be done and at such a time when no one is using the water and before all the resins are out of charge. This is all determined on water usage which is dertermined bases on number of people in the home. This regeneration process is when the salt crystals are ulilized in the system. The backwash utilizes the salt which is what's removes the hard ions in the resin and releases it and it is washed out of the system and drained in the yard outside the softener tank. Simple right?  Not really. There is stll another thing we have not mentioned. Hard water is only one of the issues here with our water.

Have you ever smelled the water here in SW Florida?  It stinks. It smells like rotten eggs. This is due to sulfer content in the water. Also heavy iron content can be  another thing that needs to be addressed. In some cases there is a an aerator that can be installed that uses no chemicals to remove the sulfer and some iron content. Sometimes the sulfer content is too high for this system and a fulfer remover system is what is needed. At times an iron remover is needed deo to the levels of iron. Again, the
only way to know is proper testing.

As far as the service of the equipment, the prventive mantainence of all the equipment, timers and recharge settings as well as salt delivery should be handled by a licensed company. There is too much that can go wrong and that can be eliminated by proper caring of these systems.

AAA Realty LLC principles own and operate AAA's Always Clear Water Inc.  They are committed to providing water equipment sales service and repairs for AAA Realty LLC as well as the SW Florida community.

For more information on the water systems we offer or service we provide, you can go to http://www.alwaysclearwater.net or more on AAA Realty LLC property management services go to http://www.aaarealtyllc.com

Cheers for now and untill next time,
Tammy Rodriguez

Security in Our Homes

There is so much burglary crimes in our area we have been researching ways to greatly reduce or maybe even eliminate the amount of this type of crime for our homes that AAA Realty LLC manages. A couple of us representing our office attended a security seminar and left with some great ideas and plan to implement them very soon. Most of the methods are cheap and can be very affective.
The very first thing that we recommend to all our owners with vacant homes is to get the electric in your name while the home is vacant. It is the very first line of attack for a thief. Many of them drive around neighborhoods and look for lights that are cut off. When the electric company gets a discontinue or cutoff notice, they place a red tag on the electric meter. Thieves know this and look for these tags and know that when they have one, they are probably dealing with a vacant home. Great target for them. Now they will find a way in the home and in most cases can just pull their vehicle into the garage and close it while they go to work stealing appliances, ac units and water systems. When they leave in most cases no one is none the wiser. If you have your lights on, they might just keep on going to the next one- deterrent worked, hopefully.
The next very important thing is to make the property look lived in. How? 
Put some boots "muddy is great" and put them outside your front yard.
Hold all mail. A bunch of old junk mail in a mailbox is sure sign of a vacant home. Stop all mail delivery.
Call local newspaper and stop the delivery, even if the free paper. Old Papers are a no no in your yard.
Window blinds on all windows and have them closed. Again another deterrent- not easy to determine if someone is home or not.
Lites on timers- again looks like someone is home. I have also seen where a note is left that says use your key and come in. The dog needs to be fed and we will be right back. Make that more believable with a dog water dish out front and a Beware of Dog sign posted.
Talk to the neighbors. Tell them you would appreciate them keeping an eye on the home for you. Give them some names and numbers of who to call if something looks unusual.  This in itself can be your best deterrent.
There is a couple more invasive things and even more simple easy inexpensive things that can be done to save on a loss to property.
Go to our website at http://www.aaarealtyllc.com for more info on our property management services.
Chow For Now,
Tammy Rodriguez
Broker/ owner
AAA Realty LLC  

Renters Insurance-What is it and do you really need it

Renter's insurance is spoken about regularly at AAA Realty LLC. In fact if you are a tenant of AAA Realty LLC, you would have heard all about it in our pre move in movie, that all adults must watch before taking possession of one of our managed homes.  Here in this blog, we will expand on renters insurance and give you many reasons that you should no be without it.

1.  If there is a fire or a broken pipe in the home and any or all of your personal items are ruined, you will have no recourse without an insurance policy to protect your things.
2.  If someone falls while on the property or in your home, even though you don't own the home, you can be found liable and be sued.  If you don't have insurance, you have no protection from that at all.
3.  If your home is broken in to and things are stolen, you have no recourse.  It can be quite costly to replace lost items.
4.  The cost is very reasonable.  You should never be without it, period!

Now hopefully you are convinced to buy the insurance.  How and where are most likely your next question.  There are sites online that will give you lots of free quotes.  Don't skimp on the coverages.  The cost is so minimum.

Next you want to take pictures of all your belongings.  Video works great too.  You want to be able to document all your things so if a loss occurs there is no question as to whether you had them or not.  Keep your receipts too.  Keep copies of all these things on a "cloud" somewhere.  A cloud is storage on the internet.  If your computer is a loss, you will always still have access to everything on your "cloud".

Bottom line is that your stuff should be protected and you should also be protected from any liability issues that could arise. This is it.  I hope that I have clearly presented you with a good argument as to why you should have this valuable insurance and you don't put it off.

Check out our website at http://www.aaarealtyllc.com/ for more great articles and other real estate information.

Cheers For Now,

Tammy Rodriguez
Broker/Owner AAA Realty LLC

7 Tips On Watching Out For Home Auctions

I am really sadened over all the clients that contact us for Property Management. Sometimes only after they are too far done in the process of buying a home.  Many times using an online auction site.  Too late to back out or maybe they have already closed on it. All the advice or most of the help we can be shifts to making the best of a bad  situation because....
1.  The house may be in tier 3 area so even if we could find a tenant, they better not want to order a pizza or want cable tv or internet because those services are just not available out in outskirts of this 110 sq mile place called Lehigh Acres. 
2.  All the appliances, ac and water system have been stolen and there are no neighbors around to ask if they saw something
3.  Nothing is was it seemed.

Well I would like to give out some tips of things to watch for when you are looking at an auction home site. 7 tips that I would like to share are included in this blog:

1.  Pictures can be very forgiving-  You may not see that the place is in need of paint real bad.  Holes in walls don't show up well as a picture is not a 3D image.  Certain angles look better than others when it comes to pictues.
2.  Just because you see a nice looking place in a video or a picture doesn't mean that the place looks like that when you finally see it or have a manager see it.
The amount of work needed to make a home "tenant ready" may be more than you realize and needs to be taken into consideration before you buy.  Get a pre-tenant inspection.    
3.  If this is your lifes savings, think before you spend it on a home that just may not meet your expectations for cash flow. Count your costs, all of them, before you take the plunge.
4.  Get a Realtor involved-  If an auction site will not allow you to have a buyers real esate agent- who will on your side? Who has your back? My advice walk away and find a home another way. Its too big of an investment to not have help for your interests.
5.  If you are going to have it professionally managed, get them involved as early as possible. They know what is needed and will have an interest in making sure you get a good marketable rental that will be easy to place.
6.  Don't be pressured by a deadline. There is plety out there and there is no deal slipping away. This is a decision that needs to be taken very seriously and methodically.
7.  If it looks too good to be true, it probably is.  You need eyes and ears on the ground here that represents you. Don't buy blind.

I personally don't like auction sites and not because I can't make money from them. In fact we do make money as investors still need us to get the homes tenant ready and then placing a tenant, repairs etc are ongoing on any property.  I just know that they are many times not representing the properties properly. They don't have the regulaion or standards or ethics that must be adhered to by a licensed realtor.

I personally think that finding a property by a realtor helping you puts some boundries in place and lots of protection for a buyer you don't see. Oh and by the way, the buyers premium, that's usually way more than what you would pay a Realtor for a tranaction and in a lot of cases is highway robbery.

My passion for protecting my clients comes from a long list of people that were not treated fairly, honestly or appropriately while buying using an auction site. I am sure there are some good ones out there and I don't wish ill will on those ones but hopfully there will be more regulaions to protect against the not so good ones.

Cheers for now. Please check us out at http://www.aaarealtyllc.com

Tammy Rodriguez

Bad Tenants Beware

Who do we consider a "bad tenant"?  What makes a tenant marked as "bad". If you are a tenant and you don't abide by your contract or "lease" you don't have to be labeled a bad tenant. What is very important is to communicate with your property manager or landlord if no property manager. Let them know why you will be late or why you have this problem or that problem. If you get a non compliance letter, don't blow it off. Call and speak to your property manager and try to work things out.

We as property managers want a good relationship with all our tenants. It makes things much more pleasant and easier
For all parties. We want our tenants to stay for years to come. However we need to be on the same page. If you as a tenant lose a job or come in to some other hardship, it is so much better for all concerned to call and let the management company know and see if a delayed payment plan can be worked out. Its when a tenant ignores all attempts to contact and then either forces an eviction or a tenant abandons the property that makes for the title of a bad tenant.

That can force an eviction filing. Then this is what will make it difficult to rent the next home. This will follow you for like ten years. Its not worth it and its totally avoidable.  Then when you are asked to give your previous address, you may feel forced to lie and that in itself can get you in a leap of trouble.  Saying that you have been living with your family or a friend, alone will not really work in most cases and I will tell you why. This can be uncovered as a lie when the credit check is done. Previos addresses are listed on it. If we find an address rhat is not listed, we will ask for further verification and may deny you with loss of all deposits if untruths are uncovered.  Even property owners are becoming savvy with the tactics of some unscroupulous people that try to take advantage of them.

It will become harder and harder to rent when you start to stack up the odds against you when you try to cover up bad history. This trend of stopping potential tenants with even questionable backgrounds from renting could start to place people in situations they don't want to find themselves in.

Trying to have the upper hand by taking advantage of a homowner is only hurting the homeowner now but you also in the long run.

Remember your security deposit is not your last months rent.  If you can't pay the rent, surrender the property.  Do it properly and legally. There is a legal and right way of handling it.  When you go again to rent you will be able to explain the bad circumstanses and move on.

I hope you willconsider these words prior to making a mistake that can cost you dearly.  Please subscribe to my blog and also check us out on the web at http://www.aaarealtyllc.com

Cheers for now,
Tammy Rodriguez 

Renters advice on qualifying for a home Part 2

In part 1 we spoke about some of the things that can happen when you lose a job or for some reason are not able to make the rent. How you handle this situation will determine your future problems when trying to rent.

Owners of rental properties are getting smarter and wiser with regards to renting their home to just anyone. They understand that the risk is high that if they do not do the proper job to pre-screen a potential tenant. Because of this many homeowners are hiring Property Management Companies to find a good quality tenant. As a property management company owner, we are very thorough in screening for a tenant.

We will uncover most of any untruths. There are certain things that are consistent with a potential tenant that has issues with non-pay, evictions or damage to a property. You will usually see that they will put on the application that they have been living with a friend or family member. This is what we call a red flag. There are ways of verifying addresses. We take several steps to check on previous addresses and if we uncover a inconsistency, we may stop right there and deny the application. Additionally credit reports also report on addresses.

There are other places that may come up if there is an eviction. Potential tenants many times don't realize that not disclosing an address they lived in does not mean that won't get "caught". The name or the social security number or sometimes just date of birth will uncover a lot of things about a person.

So as you can see with some of these above comments, it is pretty tough to hide your past. So now due to credit rating, job history and other reasons not only can't you buy a home but you are going to find it more and more difficult to find a rental home to live in when you do the wrong things or are irresponsible in your past rental history.

I mentioned in the beginning that this blog would be about helping you rebuild after you have created a mess even for a rental property and you want to rebuild your credibility. That is what we will end this blog post with. The following are things that you can start to do to rebuild your reputation and the possibility of getting into a home that you like, is desirable and start to rebuild your life.

1. Get a copy of your credit report- Once you have that, make a list of the most important items that you should fix or can pay off to help rebuilt your credibility for a landlord. These items will include utility bills that are in collection, cell phone bills in collection, cable or satellite bills in collection. Then once you work on paying them or settling them off or however you want to handle it, keep all your receipts and be honest. Admit when you have messed up and show the work you have done to make it better. This will go a long way for some owners.
2. Write a letter explaining why you messed up even if it is to say you were irrisponsible and have had a change of heart. Again being up front will always help. If you whole past is just horrible, only time will probably help you. You may be able to have a family member or friend co-sing or guarantee that they will pay if you don't.

At some point no matter how bad you have messed up your credibility, you can start to rebuild. Making any progess is better than no progress. You need to look at the fact that you will not be able to move ahead in your life untill you start taking some responsibility. Walking away from a rental is a serious matter. The recourse for doing so has been expanded and it will have an effect on the future for you. It can be recorded on your credit, eviction on public records and there are also sites that are being created to be able to pass bad tenant info on a tenant if they do damage, don't pay, leave without proper notice. A person will run out of options eventually and can find themselves in a very difficult situation.

We wish you well and hope that you take the opportunity to follow us here and at our web at http://www.aaarealtyllc.com while we have more information to help you with all of your real estate and rental needs.

Renters advice on qualifying for a home Part 1

In this two part blog, we will discuss rent qualifying and offer some advice and comments on what people can do to avoid a black eye as a renter. It is easy to have a black eye but even easier to avoid it.

It has been reported that 2010 was the worst year for homes sales in 47 years! Even then the majority of the home sales were foreclosure/distressed sales. What is it going to take to return to a modest sales year? Is 2011 going to be better? What can make it better?

You know as a property manager of over 200 homes I have seen the quality of even renters go down the tubes. To find a good tenant you sometimes have to turn down anywhere from 5-8 applicants that just really can't qualify. Much of this can be avoided. It's not just one thing. Many have evictions (several of them) and the list goes on and on. How are these people going to be able to rent forget about purchase? People need to start putting their lives back together. They need to understand that the choices they are making are going to hurt them for many years to come.

It is completely understandable when life has hit you hard with a job loss, reduction in pay etc. that you have some difficult times financially. But always walking away from your responsibilities is not a good choice. If you show some responsibility it can make a huge difference when someone needs to make a decision on whether to rent to you or not. Also one day hopefully you want to be able to put your life back together again and have that American dream of home ownership. It can be done. When you stop feeling sorry for yourself and start on a plan of rebuilding your life, it can and it will happen for you.

Some of the pitfalls to avoid if you are a complete mess in your financial responsibilities?

• Pay your utility bills! One of the biggest red flags on your credit is a utility bill that is in collections. Pay it off. Then never let that happen again. I am telling you right now that this alone can get you a turned down application.
• Pay your cell phone bills. Again for the same reasons as above. This is an everyday bill that you need and should always be current with. We know how important this communication tool is to people so if you are irresponsible on how you pay this bill, it can hurt you big time.
• Evictions- Most evictions can be avoided, period. Don't just push your limits. Most landlords understand that circumstances that lead you to not pay your rent happen. It's how you handle it that makes for eviction most times. If you call and explain your circumstances and then even if you feel you have to leave, do it the right way. Surrender your keys to your landlord/property manager. That will avoid an eviction. Don't try to go a month or two living in the home not paying the rent, that is sure to get you an eviction. So now you may be faced with an eviction, how do you find a place to live? In most cases you will have to find someone that will guarantee the rent to be paid (co-signer), a much higher security deposit. Ask about our programs that we offer at AAA Realty LLC that can help put you in a home even with a prior eviction.
• Previous Landlords- We check them. We will find out if you lie. We have ways of determining by tax records and other public records if you try to hide your previous landlords. Putting that you live with your parents or a friend, relative is a huge red flag to us. We will assume that you are hiding something and we will do our due dilligence to see if we uncover a lie. If we do, you will not only deny your application, we will also keep all your deposits because you lied and wasted our time. It's in the application. It's a serious matter. There is usually things that can be worked out so you don't leave on bad terms with your landlord. Always passing the blame just won't work. As soon as we are told all the horible things about your landlord, our antente goes up. We want to see if this is credible and make sure it is not just an excuse to not pay, etc. In most cases, let me just say, this is the case. It is in your best interest to have a good relationship with your landlord/agent.
• Employment- We verify. We want to see that you have some stability. Jumping from job to job and having time inbetween is not a good thing. We understand that times are tough and people are losing jobs. That is completely understandable. We look back over 2 years. We want to see some stability in there somewhere. After all, we need to be convinced that you will pay your rent.

In part 2 we will discuss how you can start to put your life back together and still become a responsible renter, even with the "black eye" we spoke about.

Cheers for now and don't forget to check us out on the web at http://www.aaarealtyllc.com